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A Guide to Buying a Home in Virginia Beach, VA 23456

23456, Guy Riding His Bike On The Virginia Beach Oceanfront

Virginia Beach houses and riverfront

Buying a Home in 23456? Everything You Need to Know

Do you dream of living in a quiet, friendly community with well-maintained parks and easy access to local shops and the beach? If so, the 23456 area of Virginia Beach, VA, might be your place. 23456 is a beautiful area known for its high-quality schools, low crime rate, eclectic mix of homes (including single-family detached homes and condos), and a wide variety of restaurants within walking distance of most neighborhoods.

To help you make that decision about living in this premier community, here is everything you need to know about buying a home in the 23456 area of Virginia Beach.

Why Buy a Home in Virginia Beach, 23456

There are a lot of reasons to move to Virginia Beach. First, it’s beautiful. The beach is almost always steps away, and the city has been named one of the best places in America for outdoor recreation. Second, our economy is vibrant: according to Forbes Magazine, Virginia Beach has one of the lowest unemployment rates among large US cities. Thirdly—and perhaps most importantly—we have a low cost of living and a low crime rate that makes it easier for you to live comfortably without spending too much money on rent or other expenses.

Lastly (but certainly not least), there are plenty of opportunities for personal growth here in 23456! Like anywhere else in America these days, higher education helps people discover suitable jobs that pay well. But since Virginia Beach is such an affordable place to live, work, and play, there isn’t any reason why you wouldn’t want to get your college degree locally.

What Are the Best Places to Live in Virginia Beach, VA?

There are many great neighborhoods to choose from in the 23456 area of Virginia Beach, VA. The most popular might be the North Shore area, which is home to the Virginia Beach Oceanfront (including the boardwalk, beachside shops, and restaurants) and Bayville and Princess Anne. You’ll also find a lot of military families living in this area because there’s such a large base nearby.

The West End is another popular neighborhood thanks to its proximity to all those amenities mentioned above—but if you’re looking for something quieter, check out Lynnhaven or Princess Anne Manor instead. These two communities offer more homes with larger yards than most other neighborhoods in any part of town!

What Kind of Homes Can you Find In Virginia Beach, 23456?

If you are looking for a home with a view, the 23456 area offers waterfront properties that might be within your budget. These homes can vary from condos to single-family houses and townhomes. In addition, the cost of living in this area is more affordable than in other parts of the state, which means more housing options are available.

Virginia Beach has an array of home styles including Colonial and Victorian architecture, ranch and Cape Cod style homes (especially along the Atlantic shoreline), and modern new construction homes.

If you’re seeking waterfront property in Virginia Beach in the 23456 area, there is no shortage of options. There are plenty of homes with private docks, piers, and riverfront views—your family can enjoy the outdoors while taking advantage of all this city has to offer!

How Much Do Homes Cost in Virginia Beach, 23456?

Buying a home in the 23456 area of Virginia Beach can be an exciting experience, but it’s also one of the most significant financial decisions you’ll ever make. According to a report by Realtor, the average cost of a home in Virginia Beach is around $325,000. The sale-to-list price ratio is 100%, meaning that the average sale price matches what the house was listed when sold.

That means if you find your dream home, you have an equal chance of winning or losing when bidding on your dream house!

But know that North Virginia Beach has some of the highest-priced properties on record and some more affordable options. So, don’t rule out any particular neighborhood just because they don’t have many listings under $300k yet–they might soon enough if prices continue their upward trend.

Before You Start Your Home Search

Before you begin your search for a home, you’ll want to ensure you have a solid understanding of the market and what’s available. Here are some things to consider:

  • Understand your budget. How much can you spend on a home? Have an idea before looking at listings so you don’t waste time on properties that aren’t within your reach. There’s nothing worse than home heartache!
  • Understand what type of home would best suit your needs and lifestyle. For example, if children are part of your plans, or if mobility issues are something to consider due to age or disability, knowing which floor plans will accommodate these needs will help narrow down choices. If space is limited, but comfort is still important, consider looking into homes with extra features like sunrooms or bonus rooms built above garages (sometimes called “carriage houses”).
  • Understand how the buying process works in the Virginia Beach 23456 area by contacting local real estate experts like The Bethany White Group, specializing in this zip code.

The 4 C’s of Buying or Selling a House

When you begin the home-buying process, it’s essential to understand the various factors contributing to your financial situation. Lenders use four main criteria when determining whether or not they will construct a loan: capacity, capital, collateral, and credit.

Capacity is how much money you can lend at any given time. This number may be low if you have bad credit and little income. Capital represents your net worth (the total value of all assets minus total liabilities).

Collateral refers to any property that lenders could use as security for a mortgage loan in case of default, such as real estate itself or even personal possessions like jewelry or furniture.

Lastly is credit, which measures both current spending habits and payment history on previous debts such as mortgages or student loans—higher scores result in lower interest rates on new loans, so don’t forget about this!

Let’s Find Your Dream Home

There are plenty of homes for sale in 23456, but you need to know where to look and understand how to go about it. To increase your chances of successfully landing the right home, work with a local real estate team who will guide you through the home purchasing process from beginning to end. So contact The Bethany White Group today if you’re ready to begin searching for your dream home.

We have decades of experience in the Virginia Beach area, with plenty of local experts to help guide you through your home-buying process. We will be with you from finding your dream property to negotiating the best price to closing on the deal. We Care About Where You Land.